Software Leasing

Don't let COST stand in the way of having the accounting software system of your dreams!

What is Software Leasing?

Software Leasing enables corporations small and large to obtain the Accounting Software of their dreams for a low cost!

By making small payments per month, your corporation could own one of the most "high-tech" and "cutting edge" accounting software programs-- NAVISION.

Navision, although expensive, is one of the most flexible accounting software programs on the market today, because it is made to be changed. This program has no limits and goes beyond an industry specific solution in that you design it!

Why let cost stand in the way of your corporation's dream accounting software system, together High-Tech Enterprise Solutions, Inc. (HTES) and Gulfstream Business Capital, Inc. (GBCI) are "Financing Business & Technology".

E-mail us about Leasing & Navision

"It is the use of equipment, not ownership, that generates income" .

The company was founded in 1986 and was known for many years as Mercantile Bank Leasing, Inc. (a wholly owned subsidiary of Gulf West Banks, Inc. NASDAQ-GWBK).

Gulfstream Business Capital, Inc. purchased the lease portfolio from Gulf West Banks and continues to provide leases for a wide variety of businesses throughout the country.

As an affiliate of many national underwriters, we are able to match the specific financial requirements of our clients with the best available rates and lease programs. We pride ourselves in providing competitive rates and personalized service.

Advantages of Software Leasing

• This is 100% financing - no down payment is required.

• Leasing converts a large selling price to small monthly payments.

• Leasing preserves capital and bank lines of credit for other purposes.

• Leasing enables businesses to realize savings earlier than with a cash purchase or bank financing. If the equipment can produce savings of $4,000.00 per month and the lease payment is only $1,500.00 per month, the immediate savings are $2,500.00. A cash purchase delays the time when true savings are realized. Likewise, in the case of bank financing the large down payment will reduce the first year's profit.

• Leasing simplifies budgeting since leasing is fixed rate financing for the life of the lease. And the lease term is often longer than bank loan terms.


• Avoids capital restrictions and requirements frequently imposed by lenders. Banks won't hesitate to put a lien on recievables, other equipment or the owner's house for additional security.

• When structured as an operating lease the monthly payments can be expensed for tax purposes. The lease payments become an operating expense that comes out of pre-tax earnings rather than after-tax profits. Working capital can then be applied to other areas that may generate more profit.

FREDERICK MARYLAND USA
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