What
is Software Leasing?
Software
Leasing enables corporations small and large to obtain the Accounting
Software of their dreams for a low cost!
By making small payments per month, your corporation could own
one of the most "high-tech" and "cutting edge"
accounting software programs-- NAVISION.
Navision, although expensive, is one of the most flexible accounting
software programs on the market today, because it is made to be
changed. This program has no limits and
goes beyond an industry specific solution in that you design it!
Why let cost stand in the way of your corporation's
dream accounting software system, together High-Tech Enterprise
Solutions, Inc. (HTES) and Gulfstream Business Capital, Inc. (GBCI)
are "Financing Business & Technology".
E-mail us about Leasing & Navision
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"It is the use of equipment,
not ownership, that generates income" .
The company was founded in 1986 and was known for many years as
Mercantile Bank Leasing, Inc. (a wholly owned subsidiary of Gulf
West Banks, Inc. NASDAQ-GWBK).
Gulfstream Business Capital, Inc. purchased the lease portfolio
from Gulf West Banks and continues to provide leases for a wide
variety of businesses throughout the country.
As an affiliate of many national underwriters, we are able to
match the specific financial requirements of our clients with
the best available rates and lease programs. We pride ourselves
in providing competitive rates and personalized service. |
Advantages of Software Leasing
This is 100% financing - no down payment is required.
Leasing converts a large selling price to small
monthly payments.
Leasing preserves capital and bank lines of credit for other purposes.
Leasing enables businesses to realize savings
earlier than with a cash purchase or bank financing. If
the equipment can produce savings of $4,000.00 per month and the
lease payment is only $1,500.00 per month, the immediate savings
are $2,500.00. A cash purchase delays the time when true savings
are realized. Likewise, in the case of bank financing the large
down payment will reduce the first year's profit.
Leasing simplifies budgeting since leasing is fixed rate financing
for the life of the lease. And the lease term is often longer
than bank loan terms.
Avoids capital restrictions and requirements frequently imposed
by lenders. Banks won't hesitate to put a lien on recievables,
other equipment or the owner's house for additional security.
When structured as an operating lease the monthly payments can
be expensed for tax purposes. The lease
payments become an operating expense that comes out of pre-tax
earnings rather than after-tax profits. Working capital
can then be applied to other areas that may generate more profit. |
FREDERICK
MARYLAND USA
© 2003 High-Tech Enterprise Solutions, Inc.
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